Learn how you can receive a recruiting bonus each time you refer a friend or colleague to Vertical Lend.

Vertical Lend is committed to making the loan process simple and easy for you and your clients. Your dedicated Account Executive is an important part of the process - from the moment you send in your Express Application to the time the loan closes, you can feel confident that you have a knowledgeable and experienced person to assist you with your clients' home financing needs.

• 1. Express Application - Meet with client. Submit an Express Application (a.k.a. our "pre-qualification form").
• 2. Account Executive - Based on the information provided in the Express Application, your Account Executive (AE) helps you shop for the best loan program for your client.
• 3. Loan Application - Once you an your client have approved the selected loan program, your AE then sends out the loan package. This packet contains the Good Faith Estimate, loan disclosures, a listing of the documents needed to process the loan (pay stubs, bank statements, etc.) and the 1003 Uniform Residential Application pre-populated with the information provided in the Express Application. What you need to do:

Vertical Lend offers a vast line of products to meet the needs of your clients.

For more information on our loan offerings, please view our loan product guide.

Home Equity Lines of Credit
An effective way for your customers to consolidate debt and to pay for home improvements or any unexpected events.

Self-Employed Borrower Programs
A no-documentation home loan with competitive interest rates and low closing costs.

First Time Homebuyers
A flexible and convenient program that allows the borrower to put as little as 3% down.

Imperfect Credit
Allows those with imperfect credit scores (payment delinquencies reported to credit bureaus) the potential to re-establish credit.

Jumbo Loans
A mortgage loan in excess of current FNMA limitation.

Condos
An individually owned single unit in a multi-unit building or complex.


Contact Vertical Lend for more information on all our loan products
1-877-692-7762.

• » Have clients sign the forms (your AE highlights where signatures are needed)
• » Collect supporting documentation
• » Review the accuracy of the application
• » Return package to VL (we provide the overnight slip)

• 4. AE & Underwriter - We take it from here. Your AE and Underwriter will work to clear the conditions and schedule the closing.
• 5. Compensation - After the loan closes, you will receive your commission check!

For more information on the many types of loans we offer, please view our
loan product guide.

Contact Vertical Lend
3 Huntington Quadrangle, Third Floor, Melville, NY 11747
Phone: 1-877-692-7762 Email: info@verticallend.com

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